preheader Home Page Home Page Get A Quote About Us Contact Us English Espanol header Automobile Homeowners Business Life Motorcycle
Home > Windstorm Insurance Home
  • Main Menu
    • Home Page
    • Refer a Friend
    • Join Our Newsletter
    • Important Links
    • Insurance Glossary
    • Location Map
    • Contact Us
    • Privacy Policy
  • Automobile
    • Automobile Insurance Home
    • Auto Insurance Quote
    • Auto Quote Form (short)
  • Homeowners
    • Homeowners Insurance Home
    • Homeowners Insurance Quote
    • Manufactured Home Quote
    • Homeowner Flood Quote Form
  • Renters
    • Renters Insurance Home
    • Renters Insurance Quote
  • Motorcycle
    • Motorcycle Insurance Home
    • Motorcycle Insurance Quote
  • Business & Commercial
    • Business & Commercial Insurance Home
    • Commercial Auto Insurance Quote
    • General Liability Quote Form
    • Business Owners (BOP) Quote Form
    • Builders Risk
    • Liquor Liability Quote Form
    • Workers Compensation Quote
  • Bonds
    • Bonds Home
    • Bond Request Form
  • Limousine
    • Limousine Insurance Home
    • Limousine Quote
  • Health
    • Health Insurance Home
    • Health Insurance Quote
    • Disability Insurance Quote
    • Long Term Care Insurance Quote
    • Unemployment Health Insurance Quote
  • Dental
    • Dental Insurance Home
    • Dental Insurance Quote
  • Recreational Vehicle
    • Recreational Vehicle Insurance Home
    • Recreational Vehicle Insurance Quote
  • Vision
    • Vision Insurance Home
    • Vision Insurance Quote
  • Life
    • Life Insurance Home
    • Life Insurance Quote
    • Term Life Insurance Quote
  • Annuities
    • Annuities Insurance Home
    • Annuity Quote Form
  • Flood
    • Flood Insurance Home
    • Flood Quote Form
  • Windstorm
    • Windstorm Insurance Home
    • Wind Quote Form
  • Trucking
    • Trucking Insurance Home
    • Truck Quote Request
  • Watercraft & Boat
    • Watercraft & Boat Insurance Home
    • Watercraft Insurance Quote

Windstorm Insurance


Windstorm Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Windstorm Quote Form

Windstorm Insurance Information

Certain storms bring a high wind that exceeds the classification of what your home insurance policy covers. In these instances, you must have additional coverage in place to protect yourself. Windstorm insurance can provide coverage for the damage caused by high wind events such as tornadoes, hurricanes and cyclones.

Windstorm insurance can cover both the outside buildings and main structure of your property, as well as the inside contents. Windstorm coverage may not be automatically provided for in a standard home insurance policy, but it can be added through a rider or endorsement. Some, such as individuals living in zones that are prone to catastrophic winds, may find that they need a separate policy for adequate windstorm coverage. Often, this coverage will also pay for the damages associated with hail.

Generally, if you live in an area that is susceptible to high-wind storms and your home insurance policy does not automatically cover the damages they could cause, you will want to add this protection. Remember that if a flood occurs as a result of the storm, the windstorm coverage will generally not cover the damages. Instead, you’d need to look to your flood insurance policy.

Windstorm coverage added as a rider to your home insurance policy will generally have a separate deductible from the rest of the hazards covered by the policy (for areas prone to hurricanes, this may be referred to as a hurricane deducible). This amount is generally represented as a percentage of the policy’s overall limit. In order to determine which deductible applies to an individual event, your insurer might rely on the National Weather Service’s classification of the recent storm that caused the damage to your property. 

footer Physical Address Contact Information Insurance Website Builder Facebook LinkedIn Google Plus